Personal Savings AccountsRegular SavingsRequires a $100.00 minimum opening balance. Contains a variable interest rate, compounded and credited quarterly. In other words, you make money! Three withdrawals per statement cycle are provided free of charge. Premium SavingsIdentical to our regular savings accounts, but withdrawals may only be made during the first 10 days of the statement cycle. Options SavingsSimilar to our regular savings accounts, but interest will not be paid if balance falls below $1000.00. Money Market AccountRequires a $1,000.00 minimum opening balance, and includes a variable interest rate compounded and credited monthly. Christmas Club SavingsRequires a minimum opening balance of just $2.00. Has a variable interest rate compounded annually and paid at maturity. Christmas Club checks are sent at maturity. |

